Following is a list of individuals who are not credit worthy.  Take extreme caution when dealing with these people.  click on name for detailed judgments and other information.

Jose Arce and Sami Arce

Jose (Joe) Garcia and Rose Marie Garcia

Billy Johnston and Paula Johnston

Wendy Merrill

Inocencio Jr. Ortiz  and Kelly Ortiz

Inocencio Ortiz, Sr.

Pedro Stevenson

Jami Wallace and Russell Wallace

Dana McCleland